The Best Beaches Locals Go To in Bay County, Florida

The Best Beaches Locals Go To in Bay County, Florida

If you want the real Bay County beach experience, you have to think like a local. That means quieter access points, easy parking, room to breathe, and places where flip flops and coolers are the dress code. These beaches are where residents sneak off on lunch breaks, bring visiting family, or spend slow Sunday afternoons pretending emails do not exist.

St. Andrews State Park

This is the crown jewel and locals know it. Sugar white sand, clear water, and actual space to spread out if you walk a little farther from the main entrance. Great for swimming, snorkeling, kayaking, or just sitting there wondering why you do not do this more often. Bonus points for the fishing pier and the shuttle to Shell Island.

Local tip. Go early or go late. Midday weekends get spicy.

Shell Island

Unspoiled, undeveloped, and absolutely worth the extra effort to get there. Locals love it because it feels untouched. No condos, no chaos, just dunes, water, and maybe a dolphin sighting if you are lucky. You can get there by shuttle, boat, or jet ski.

Local tip. Bring everything you need. Snacks, water, sunscreen, and a plan.

Rick Seltzer Park

This is a favorite for people who want a clean, well maintained beach without the heavy tourist traffic. Easy access, restrooms, picnic areas, and enough space to make it feel relaxed even on busier days.

Local tip. It is a solid choice for families and low key beach days.

Panama City Beach West End Accesses

The west end is where locals escape when Front Beach Road feels like a parade. Quieter stretches, less congestion, and easier parking if you know where to look. Think Sunnyside, Riviera Beach, and the residential access points.

Local tip. Respect the neighborhood and keep it chill. That is how locals keep these spots enjoyable.

Dog Friendly Beaches in Bay County

Yes, we love our dogs. No, they cannot go everywhere. Here is where pups are actually welcome.

Dog Beach at Pier Park

This is the main designated dog friendly beach in Bay County. It is split into two sections on either side of the pier. One side for small dogs, one for big dogs. Locals use it year round, especially during off peak seasons.

Rules matter here. Leashes are required, clean up after your dog, and be mindful of others. Follow the rules so we can keep this beach dog friendly.

Local tip. Early mornings are the calmest and coolest for dogs.

NCO Beach at Tyndall Air Force Base

This one is a true local perk. NCO Beach on Tyndall Air Force Base is reserved for military members and their guests. It is quiet, well kept, and far removed from the public beach scene. If you have access, this is a hidden gem with peaceful vibes and plenty of room to spread out.

One thing to know before you load up. There is a long boardwalk from the parking area to the beach, so plan accordingly with all your beach gear. Wagons, backpacks, and fewer “just in case” items will save your shoulders and your attitude.

Local tip. Check base access requirements and hours before you go, and pack smart so the walk stays enjoyable.

Why Locals Love Bay County Beaches

Bay County beaches are not just pretty. They are livable. Whether you want a social scene, a peaceful escape, a dog friendly shoreline, or a private military beach, there is a spot that fits your lifestyle. That is why people move here and why they stay.

If beach days are high on your priority list when choosing a home, this area delivers in a big way. And yes, I know which neighborhoods pair best with which beaches. That kind of intel is included.

See you at the water. I will be the one with sandy feet and no regrets. 🌊🐚😎